Deal Editor

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Saved template: Default Template
Mobile-ready quick fields included
Pipeline Status
Address

$

Ask Price

$

Target Offer
Loan Term
Amortization Years
Tour Date
Follow-Up Date
Next Step
Notes

Financing and operating assumptions
Rate %
Down %
Tax Rate %

$

Insurance Annual
Vacancy %
Maintenance %
CapEx %

$

Max Phase 1 Monthly Overage
Annual Appreciation %
Exit Cost %
Vacancy is your reserve for downtime and bad debt. Maintenance is your ongoing repairs reserve. CapEx is a percent reserve for larger recurring replacements like roof, HVAC, or exterior systems. Phase 1 monthly overage is how much above your current rent you are willing to pay while living there during the first renovation phase.

Workflow and cash guardrails

Housing gut check

Your current rent feeds the phase-by-phase housing comparison.

$

Your Current Rent / month

Hold projection only

Annual rent growth changes future-year projection outputs, not the core sequential max-offer math.

Annual Rent Growth %
Refinance assumptions

These only affect the cash-out refinance scenario inside the hold projection view.

Refi LTV %
Refi Rate %
Refi Years
Refi Closing Costs %

Units
Phase Order Needs Reno Sqft Current Rent / month After Reno Rent / month Reno Cost Water/Sewer/Garbage

1

$

$

$

$

$

2

$

$

$

$

$

Phase Order only applies to units marked `Needs Reno`. Units marked off stay rentable but drop out of the live-in sequence.


Sequential house-hack assumptions
Months Living In Start Unit
Months In Each Later Unit
Start Unit
First Move Unit
Phase 1 Rented Unit Basis
Completed Unit Rent Basis
Remaining Unit Rent Basis
No effect on a 2-unit deal because there are no additional later units after your first move.
Only units marked as needing renovation are part of the live-in sequence. Already-finished units stay rentable and are treated as completed from day one.
Max Purchase Price After Rehab

$533,309.54

Stabilized Max Total Basis

$557,309.54

Your Monthly Cost While Living There

$1,700.79

As-Is Monthly Cash To Bank Before Reserves

$534.71

Monthly Cash Flow At Current Rents

-$224.79

Monthly Cash Flow At Market Rents

$21.21

Stabilized Breakeven Max

$533,309.54

Total Rehab Budget

$24,000.00

Sequential strategy preview

Phase 1 Net Rent Offset

$1,517.00
Start Unit Monthly Cost$1,700.79
Phase 1 Months6
Start Unit Total Housing Cost$10,204.75

Phase 2 Net Rent Offset

$1,681.00
First Move Unit Monthly Cost$1,536.79
Phase 2 Months6
First Move Unit Total Housing Cost$9,220.75
Total Live-In Housing Cost$19,425.50
Max Purchase Price After Rehab$533,309.54

This is the highest purchase price supported after subtracting your rehab budget from the stabilized deal economics. The live-in housing cost is shown separately so you can compare it to what you already pay in rent.

Start Unit is the single live-in source of truth for this page. The owner-occupied state follows that selection automatically.

Current-rent breakdown

Current rents across all units.

Line Item Monthly
All Units Rented $3,650.00
Less Vacancy -$182.50
Less PITI -$3,217.79
Cash Flow Before Reserves $249.71
Less Maintenance Reserve -$255.50
Less CapEx Reserve -$219.00
Market-rent lease-up breakdown

Target market rents without renovation.

Line Item Monthly
All Units Rented As-Is $3,950.00
Less Vacancy -$197.50
Less PITI -$3,217.79
Cash Flow Before Reserves $534.71
Less Maintenance Reserve -$276.50
Less CapEx Reserve -$237.00
After-renovation breakdown

Stabilized rents on renovation units and market rents on non-renovation units.

Line Item Monthly
All Units Rented In Final State $4,150.00
Less Vacancy -$207.50
Less PITI -$3,217.79
Cash Flow Before Reserves $724.71
Less Maintenance Reserve -$290.50
Less CapEx Reserve -$249.00
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